Experience the best Annual Percentage Yield (“APY”) for Bitcoin, Ethereum and stablecoins. Put your digital assets to work and earn interest securely.
Headquartered in New York, the United States - BlocFi has grown to become the largest crypto lending and borrowing institution in the world.Sign Up
Coinbase is the largest and most trusted digital asset exchange in the world. Their secure platform offers an easy way to earn interest on crypto.Sign Up
Compound Finance is one
of the largest decentralized
protocols that offer borrowing, lending and much more.
A list of the best borrowing, lending and interest earning opportunities across Centralized and Decentralized Finance.
BlockFi is the leading institutional crypto ending platform that are headquartered in New York, USA. They are backed backed by world-class investors including Coinbase Ventures, Galaxy Digital, Arrington Capital, Morgan Creek Digital and many more - highlighting the trust that is given to the organisation.
Their platform offers users to lend out their cryptocurrency at up to 8.6% APY with no hidden fees, minimum balances and fast onboarding times
Bitcoin, Ethereum, USDC, USDT, PAXG + 5 more.
Interest ranges from 4% - 8.6% per asset.
Coinbase is one of the longest running and most trusted cryptocurrency exchanges, custodians and borrowing and lending institution. They are the most convenient option to buy, lend and earn interest on cryptocurrency thanks to their easy to use Coinbase Wallet.
Using the Coinbase Wallet - customers can easily and safely deposit crypto onto DeFi apps like Compound and dYdX to start earning interest rates of up to 6% APY.
USDC, USDT, wBTC, BTC, COMP + 50 more
Binance is one of the world's largest digital asset exchanges that offers a suite of useful products for crypto natives including a spot exchange, futures trading, borrowing and lending and much more. Their native crypto lending platform offers interest rates of up to 7% on a wide variety of assets in an extremelly easy and accessible manner.
Binance is a great way to start borrowing, lending and earning yield for beginners.
BTC, BNB, USDT, USDC, LTC, LINK + 50 more
Crypto Interest up to 7% APY on various assets
Gemini is a trusted cryptocurrency institution based in New York, United States that was founded by well-known venture capitalists the Winklevoss twins. Their platform enables users to securely buy, sell and trade digital assets - while also offering a product that allows customers to earn interest on their crypto through Gemini Earn.
This is one of the safest and easiest ways to earn high APY on your cryptocurrency. Simply sign up, deposit your crypto and start earning interest in minutes.
USDC, GUSD, DAI, Bitcoin, ETH + 50 more
Interest up to 7.4% APY
Compound Finance is the leading crypto lending and borrowing platform in Decentralized Finance. Their protocol is an algorithmic and autonomous interest rate earning platform that was designed to unlock a universe of yield bearing opportunities.
While Compound does offer great interest rates on assets like wBTC, Ethereum, DAI and many more - their user interface can be tricky and is generally recommended for users familiar with DeFi
wBTC, Ethereum, DAI, UNI + 10 more
Crypto interest ranges from 4% - 9% per asset.
Argent is one of the most user-friendly crypto wallet products on the market. Their secure smart wallet allows users to store, send and earn interest on digital assets held in their wallet. The Argent wallet leverages both Decentralized Finance and Centralized Finance to deliver the best crypto lending products and interest earning opportunities.
Wrapped BTC, Ethereum, USDC, YFI, AAVE + 40 more.
Interest ranges from 5% - 12% per asset.
FTX is one of the fastest growing cryptocurrency exchanges around the world who offer a diverse suite of products including spot trading, stock trading, futures trading and most importantly - margin lending. Their margin lending product allows users to deposit US Dollars, USDT, USDC, AAVE and many more crypto assets to earn up to 30% APY.
FTX is hands down one of the best and highest interest earning platforms for your crypto and US dollars.
US Dollars, USDC, USDT, 1INCH, BTC + 80 more
Earn interest up to 30% APY
Founded in mid-2011 by one of the original cryptocurrency entrepreneurs Jesse Powell, Kraken has grown to become one of the largest crypto platforms around the world. With Kraken, users can buy, sell and trade over 100 different crypto assets.
Their platform also enables users to maximize their holdings by staking crypto and fiat currency to earn rewards. Their current staking rewards and interest on crypto is up to 17% APY depending on the currency you choose to stake.
DOT, FLOW, BTC, XTZ, ATOM + 5 More
Earn interest up to 17% APY
Huobi is a leading centralized digital asset exchange based in Singapore that largely services clients based in Asia. They offer may products including spot trading, perpetual contracts, other derivative contracts and most importantly a savings account called Huobi Earnings.
With Huobi Earnings, users can easily deposit their crypto on to their Huobi account and start earning interest immediately over a fixed term (generally 7-10 days). This is a safe and easy way to earn interest on your crypto if you are based in Asia.
BTC, DOT, HUSD, USDT + 30 more
Earn interest up to 10% APY
Nexo Finance is one of the longest running centralized borrowing and lending platforms that offers up to 12% interest paid out daily to various crypto assets. Since their inception in 2017, they have grown to over $12B in assets under management, with over 1.5M users and are available in 200+ jurisdictions.
Their platform offers really fast onboarding and a daily payout which is a significant and unique point of difference when compared with the market.
BTC, ETH, XRP, USDT + 50 more
8% on Bitcoin and up to 12% on other assets.
OKEx is a large exchange based in Malta who claim to be the best cryptocurrency exchange for traders and investors at all levels. Their intuitive platform enables users to earn interest on their idle crypto assets through their product OKEx earn.
Through this product, you can earn flexible or fixed interest on popular assets such as Bitcoin, Ethereum, Litecoin and many more. It is important to note that their interest on Bitcoin is quite low at around 1%.
BTC, WBTC, ETH, LTC + 50 more
Earn interest up to 10% fixed APY
Bitfinex are a cryptocurrency exchange based in the United States that offer a staking solution for clients to deposit Proof-of-Stake cryptocurrencies to earn interest. As it stands, users can deposit assets like Tron, EOS, Tezos, Cosmos, Cardano, Algorand and more to earn monthly rewards (these are variable).
Although the yields appear to be high, there is added risk using Bitfinex's interest earning mechanism as it relies on the Proof-of-Stake networks which can be unreliable and variable. The fixed interest offerings of an exchange like Coinbase, Binance or Gemini are more competitive and safe.
Algorand, Tron, EOS, ETH2 + 10 more
Earn up to 10% APY on staking
Celsius is one of the leading lending and borrowing protocols in the ecosystem. Celisus have a native token (CEL) - but are still very much a centralized entity who are a registered securities business in the United States.
Their platform offers an easy to use crypto wallet that is secure and offers 40+ collateral options to start earning interest monthly. You can earn 12.65% APY on USDC, 6.35% APY on ETH and 6.20% APY on Bitcoin by signing up and depositing your assets with no KYC.
BTC, ETH, USDC, USDT + 36 more.
Crypto interest up to 13% APY
Crypto.com is a well-known cryptocurrency exchange and institution that enables users to buy, sell, trade and lend crypto. Their lending facilities offer flexible lockup terms from 7 days to 1 month and 3 months on crypto assets such as Bitcoin, USDC, USDT, PAX, DAI and much more.
Unlike BlockFi, Nexo, Coinbase and other reputable centralized Bitcoin and digital asset lending facilities - they do not offer native insurance to cover for collateral risks.
BTC, ETH, PAX, PAX Gold + 20 more
Variable crypto interest rates up to 16% APY
Experience the best lending rates for Bitcoin, Ethereum and stablecoins. Put your digital assets to work and earn yield securely.
Experience the best lending rates for Bitcoin.